Navigate to your credit vendor and click the check -box

- **Company:** If the credentials source type is set to the "Company", the system will use the company level credentials to pull the credit and an individual user cannot use their own credentials.
- **Company or User:** If the credentials source type is set to "Company or User," the system will use either type (Company or user). The user needs to define which credentials he/she wants to use when running the credit at the loan level.
- **User:** If the credentials source type is set to the "User", the system will use the user-level credentials.

How to setup credentials.