Navigate to [https://app.ottofinance.io/](https://staging.internal.ottofinance.io/)

Find the session you'd like to view the notes from.

David Kim
Nov 27, 2024 11:32 AM - 1 hr

General

Summary
Change template
Sync
Edit
Income, Expenses, and Liabilities

You discussed David's steady income from his role at Coca-Cola, noting that while it hasn't been an easy year due to company restructuring, things are starting to stabilize. He mentioned a recent boiler repair costing \u00a32,500, which was covered by savings. His mortgage is on a fixed rate for another year.

Assets, Pensions, and Investments

David has savings, with a goal to rebuild them to \u00a310,000. He has a workplace pension estimated at \u00a3120,000 and potentially an old pension from a previous job. His partner has a similar workplace pension. His investments follow a balanced approach, with approximately 6.2% growth year-to-date. The UK Equity Income Fund is slightly underperforming.

Family and Personal Considerations

David's eldest son is preparing for GCSEs and his youngest is involved in football training. University funding for both children is a consideration.

Financial Goals and Priorities

David's main financial priorities are rebuilding his savings, planning for his children's university education, and reviewing his and his partner's retirement planning. He also wants to optimize his investment portfolio and explore tax-efficient options.

Risk Tolerance and Investment Preferences

David prefers a balanced investment approach and is not a high-risk investor. He is interested in ethical and sustainable investment options.

Advice or Observations from the Adviser

You advised David on various strategies, including low-risk investment options for his children's university fund, reallocating his investments to favor sustainable options, and reviewing his and his partner's retirement plans. You also advised on exploring strategies to maximize tax efficiency and advised on estate planning, including reviewing wills and considering lasting power of attorney.

Key Takeaways

David and his partner are comfortable with a balanced investment approach, but open to reallocating part of their portfolio to a more sustainable option.

Th

Ottofinance

This article explains how to navigate to the Call Summaries page on Otto, where you can view all your previous sessions along with any notes and summaries linked to each call. This makes it easy to review past conversations and check key details from your client meetings.

Viewing your Call Summaries on Otto