Adding and Editing Commercial Card Limits

This guide shows how to set and modify spending limits on commercial cards, helping ensure controls match company policy and reduce fraud or overspending.

Jessica Cochran
15 steps
30 seconds

Ucbi

Begin by logging into the Commercial Card Portal and selecting **Cards** from the top navigation.

Next, select **Card Maintenance** from the dropdown list.

Search for the cardholder using the fields shown here.

Select the **Search** button to view results.

Select the card number to review and/or modify the limit.

Next, select **Edit** to view and edit the card details.

To set or edit an ongoing card limit, select **Limits** from the card options.

Change the credit limit for the card in the *Credit limit* field.

In addition, you have the option to add a single purchase limit in the *Single purchase limit* field.

In these additional fields under *Structured Purchase Limits*, you can set a daily, monthly, or cycle limit—either by dollar amount or number of transactions—based on your preferred spending threshold.

Once you have made your edits review the information and then select the **Save** button.

To apply a temporary limit, select the **Temporary Settings** from the card options.

Edit the fields under *Credit Limit to* set temporary spending limits. \ For example, if a cardholder is attending a three-day conference and needs an additional $1,000 for hotel and other expenses, you can apply a temporary limit increase for those specific dates. In this case, we'll raise the credit limit to $1,500. When you click **Add**, the temporary limit will be applied to the card for the selected date range. After that period ends, the limit will automatically revert back to the original amount.

The same applies to the *Single Purchase Limit*. If the cardholder needs a one-time increase for a specific purchase, you can set that by updating the fields under *Single Purchase Limit*. \ You can also add or remove merchant category codes as needed for that time frame. Once everything is set, click **Add** to apply the changes.

**Note:** This is a one-time change and will override existing limits of the card.

Additional questions? Contact support.