MCO & AgriNet Quoter Q&A 9/9/2026

Q1. Are the price numbers live throughout the discovery period?

Answer:

MPCI Base Prices are loaded into the quoter from the policy and displayed as the default ADM projected price for the acreage lines. These prices appear in the Price fields under the Acreage Lines tab and are shown in the Coverage in Effect section of the PDF quote results.

If commodity prices are still within a Price Discovery Period and a price has been updated within the last day, the PDF report will display "Pending" for that commodity price field.

Any price changes made in the County Commodities tab will update the prices for the acreage lines selected within the quote. These updates will also be reflected in the price sections of the PDF quote results.

Q2. How often are MCO Base Rates updated?

Answer:

MCO Base Rates are updated daily based on RMA releases. However, there may be up to a 24-hour delay before updates appear in the system.

If more current information is needed, the Override feature allows users to manually enter the latest rate information directly from the MCO website.

Q3. Is Historical Analysis located in the Preference Settings?

Answer:

Yes. Historical Analysis is located under:

After enabling Historical Analysis, you must select one of the following options:

• Actual Yields

• Trended Yields

Once selected, all quotes will include Historical Analysis using the elected option until it is changed.

Q4. Do you have to be in the 2026 Crop Year to quote MCO for 2027?

Answer:

No. To quote MCO for the 2027 Crop Year, you must select the 2027 Reinsurance Year from the dropdown located next to the search bar at the top of the page.

Q5. Are quotes running off estimates until September 15? Are they valid to quote before then for Corn and Soybeans?

Answer:

Until the new Crop Year ADM tables are received from the RMA, quotes can still be generated in AgriNet Quoter. However, they will use prior-year ADM tables and pricing information.

As a result, the quotes may not be accurate for the upcoming crop year and should be used with caution until updated ADM data is available.

Q6. My 2027 spring row crop policies are not in the rater for running a Max Estimate. How do I pull their yield history into the system?

Answer:

To roll policies forward:

1. From AgriNet, select the App icon.

2. Open the AgriNet Support Center portal.

3. Submit a Policy Roll request.

4. Complete the required form and submit it.

Once the request has been processed, you will receive an email notification confirming completion.

Q7. When quoting MCO, Winter Wheat shows all zeros, but Spring Wheat quotes correctly. Why?

Answer:

Winter Wheat is not eligible for MCO coverage.

Only Spring Wheat is eligible for MCO in certain states and counties. Availability varies by location, so refer to the applicable RMA actuarial data to determine eligibility within a specific state or county.

Q8. What information needs to be entered when a new insured wants MCO coverage, but you do not have their underlying MPCI policy?

Answer:

You do not need to enter all unit information.

To generate a pre-populated application for signature by both the insured and agent by the Sales Closing Date, only the following information is required:

• Coverage/Plan information

• Any applicable Supplemental Coverages

Important Policy Transfer Requirement

The insured must complete the appropriate documentation to transfer their underlying policy on or before the MCO Sales Closing Date. The transfer must be effective for the same crop year as the MCO policy.

Example:

• An insured has an RP policy with AIP A for the 2025 crop year.

• The insured purchases MCO through AIP B for the 2026 crop year on or before September 30, 2025.

• The MCO endorsement becomes effective for the 2026 crop year.

• The RP policy must be transferred to AIP B on or before September 30, 2025, for the transfer to be effective for the 2026 crop year.

• AIP A continues servicing the 2025 policy through the end of the 2025 crop year, including claims and production reporting requirements.

This ensures both the underlying MPCI policy and the MCO endorsement are aligned with the same Approved Insurance Provider (AIP) and crop year.