Quote/Issue - Annual + Extension in One Purchase
- 3 minutes
**Tip!** The application is intuitive and will automatically generate the relevant:
- [Eligibility & Knock-out Questions](https://qc.bluecross.ca/partner-guide/procedures_en/eligibility) *(if applicable)*
- [Pre-Existing Conditions Clause](https://qc.bluecross.ca/partner-guide/procedures_en/stability)
- [Health Declaration ](https://qc.bluecross.ca/partner-guide/procedures_en/hd)*(if applicable)*
- [Medical Questionnaire](https://qc.bluecross.ca/partner-guide/procedures_en/mq) *(if applicable)*
This is based on the travelers' age, trip duration, and selected benefits.\
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In this document, we'll provide a step-by-step guide for generating a quote and issuing a policy for a single traveler subject to Health Declaration B.
Quote - Trip Information
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Click **"Quote / Issue"**
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Indicate if the sale is by phone/email by clicking **"Yes".**
If the customer is with you, in office, click **"No".**
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Click the **"Calendar"** icons and select the **departure** and **return** dates.
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1. For customers interested in purchasing Trip Cancellation/Interruption Insurance: **Enter** the **total trip cost divided by the number of insured individuals.** This applies only to individuals who are eligible to be covered under the same contract.
2. Specify if the customer wishes to add Pandemic Protection to their travel insurance policy by selecting **"YES**" or **"NO"**. *(Hover over the linked text for additional details.)*
3. Choose the destination from the drop-down menu.
If the trip includes multiple destinations, select **"Multiple"** from the drop-down menu or choose the location where the insureds will spend the majority of their time.
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1. Complete the required fields for *all* travelers.
2. To remove an individual from the quote/application, click the icon under **Action** beside the name of the person you wish to delete or remove from the application.
Click **"Continue"** to proceed.
Quote - Declaration of Eligibility
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A **"Warning Notice"** will appear, indicating that you have reached the eligibility questions of the application.
Click **"Close"** to continue.
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1. These questions are automatically generated for travelers subject to Health Declaration B. A **"Yes"** response to any of these questions will render the traveler ineligible for coverage.
2. It is crucial that these questions are answered properly. Click the **radio button** to confirm.\
(*If the customer has any concerns or is unsure how to respond, they should consult their attending physician.)*
Click **"Continue"** to proceed
Quote - Available Products
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1. The [deductible](https://qc.bluecross.ca/partner-guide/procedures_en/deductible) refers to the amount the customer will be responsible for in event of a claim. It defaults to $0, but you can select a different deductible from the drop-down menu to fit the customer’s preference.
2. Click the "linked text" to view a pop-up with an overview of the benefits included in each available product or package.
3. **Selecting the Annual Travel + Extension Plan:**\
This travel plan option is ideal for customers who take multiple trips per year. For frequent travelers, the Annual Travel Plan is a more cost-effective choice compared to purchasing separate coverage for each trip.
4. **Viewing Plan Options:**\
Once the Annual Travel + Extension Plan is selected, the drop-down menu will turn blue, indicating that the option is active. Click on the drop-down menu to see the available combinations of Annual Travel Plans and Extension options, which are designed to cover the full duration of the trip.
- **Days** = Indicates the number of days covered under the selected Annual Travel Plan.
- **Ext** = Represents the number of additional days purchased as an extension to the annual plan to cover the entire trip duration.
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Click the **“+”** symbol to generate and view the premium breakdown. The premium details will display the following information
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The premium details will display the following information:
- **Annual Travel Insurance:** The number of days covered under the selected Annual Travel Plan.
- **Individual Travel Plan:** The additional days purchased separately (as an individual travel plan) to cover any remaining days not included in the Annual Travel Plan.
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Click **"continue"** to proceed through to the application.
Notice Regarding Pre-Existing Medical Conditions
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A **"Warning Notice"** will appear, indicating that you have reached the Notice Regarding Pre-Existing Medical Conditions section of the application.
Click **"Close"** to continue.
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Please read the instructions thoroughly and carefully review the medical questions with the traveler(s).
Click the **"checkbox"** to confirm that you have fully reviewed the Pre-Existing Conditions Clause with the customer.
*(Note: Hover of the linked text for more information)*
Summary of Contract
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1. Click the **"+"** to expand the list of insured individuals and review their details to ensure all travelers are correctly included in the policy.
2. Verify the benefits and coverages selected.
3. **Discount Application for Annual Travel + Extension Plan:**\
Note that a discount is automatically applied when selecting the Annual Travel + Extension Plan. This discount is generated by purchasing an individual travel plan and then applying an annual discount to the number of days covered under the Annual Travel Plan portion. This results in a more cost-effective solution for customers traveling multiple times a year.
4. Review the total policy premium.
5. Confirm that all travelers have valid Saskatchewan Healthcare Coverage by selecting **"Yes"**.
6. Tick the **checkbox** to confirm that you have reviewed the Flight Delay Service benefits with the customer.
Click **"Continue"** to proceed.
