2026 New Hire Benefits Enrollment - Employees

This guide provides a step-by-step process for enrolling or waiving in TCU benefits, ensuring you submit your choices successfully. As a reminder, you have 30 days from your start date to select or waive your benefits. Please note the screenshots displayed are NOT recommendations. You should enroll or waive benefits based on what is best applicable to you. Note: Basic life insurance, long-term disability, and retirement are TCU-provided. You cannot waive either of these benefits.

Benefits Team
84 steps
16 minutes

Tcu

Review the [**2026 Benefits Guide**](https://hr.tcu.edu/files/TCU2026BenefitsGuide_FINAL.pdf) for more information before making elections.

**Resource Contact Information** If you have questions about the benefits and enrollment process, contact hrbenefits@tcu.edu. If you have trouble logging in to your TCU account, contact I.T. at 817-257-4357.

Using a browser of your choice, navigate to your TCU account through [my.tcu.edu](https://my.tcu.edu) and log in using your TCU credentials.

Select the ***Onboarding Activities*** tile.

Complete Intro Sections

After reading the ***Welcome*** page,\* click the "**Mark Complete**" and "**Next**" button to continue.

Complete the ***Personal Information*** section, which consists of contact and personal information. Click the "**Mark Complete**" and "**Next**" buttons as you progress through the pages.

Complete Benefits Section

Click the drop-down arrow to open the ***Benefits*** section, which consists of four subsections.

Benefits Enrollment

Whether you are selecting or waiving a benefit, you **must** go into each tile and either **select or waive the benefit**. Once you have reviewed each tile, you can click "**Submit**" to send your selections to HR.

Click the **table icon** to switch to **List View.** The ***List View*** allows you to easily see which items you've reviewed, waived, and selected.

A full benefits list will appear. You must review each item and select whether to waive or enroll in each benefit. The "**Status**" should change from *Pending Review* to *Changed* after a selection is made. ***Important Note:*** You must click "Waive" to waive the benefit. Omitting a selection does not automatically mean you *waived the benefit.*

***Important Note:*** You must click the "Waive" button to waive the benefit. Omitting a selection **does** **not automatically** mean you *waived* the benefit.\*

1. Medical

Click "**Review.**"

**Three medical plans** are available through BlueCross BlueShield. 1. The **High Performance Plan** has the highest premium and the lowest deductible. 2. The **High Deductible Health Plan** has the highest deductible and the lowest premium. 3. The **PPO80 Plan** lands in the middle of the other two plans.

**MEDICAL** 1. Click the **checkbox** to add dependents to your medical plan. Leave the box unchecked if not adding any dependents. 2. Click "**Add Dependent**" if adding a dependent for the first time. ***Note:*** See steps 12-19 below to add a dependent. 3. Click "**Select**" or "**Waive**" to select or waive a plan. 4. Click "**Done**" to save your selections.

1. Click the **checkbox** to add dependents to your medical plan. Leave the box unchecked if not adding any dependents. 2. Click "**Add Dependent**" if adding a new dependent for the first time. ***Note:*** See steps 12-19 below to add a new dependent. 3. Click "**Select**" or "**Waive**" to select or waive a plan. 4. Click "**Done**" to save your selections.

Tip: Add Dependents

**MEDICAL** Click "**Add Dependent**" to begin adding dependents.

Click "**Add Individual**" to add a dependent.

Click "**Add Name**" to add your personal details about the dependent.

Enter the ***Name*** details for your dependent. Ensure you use their **legal name**. Click "**Done**" to save your changes.

Enter the **personal information** related to your dependent. ***Note***: The *dependent and beneficiar*y fields will auto-fill based on the *relationship* chosen.

If the dependent's address differs from yours, click the **arrow** to open a new window and enter the address.

Click "**Add National ID**" to enter the dependent's **Social Security number**. ***Note***: This is a **REQUIRED** field.

After entering the SS number, click "**Done**" to save the changes.

Click "**Add Phone**" to add a phone number for the respective dependent. ***Note***: This is an **optional** field.

Click "**Save**" in the top-right corner to save your changes.

To **add more dependents**, click "**Add Individual**" and follow steps 12-19.

Once you have added all dependents, click the "**X**" in the top-right corner of the screen.

2. Dental

Click "**Review**."

**DENTAL** 1. Click the **checkbox** to add dependents to your dental plan. Leave the box unchecked if not adding any dependents. 2. Click "**Add Dependent**" if you need to add **new** dependents. *Note: Send any supporting documents to HR before adding NEW dependents.* 3. Click "**Select**" or "**Waive**" to select or waive a plan. 4. Click "**Done**" to save your selections.

3. Vision

Click "**Review.**"

**VISION** 1. Click the **checkbox** to add dependents to your vision plan. Leave the box unchecked if not adding any dependents. 2. Click "**Add Dependent**" if you need to add **new** dependents. *Note: Send any supporting documents to HR before adding NEW dependents.* 3. Click "**Select**" or "**Waive**" to select or waive a plan. 4. Click "**Done**" to save your selections.

4. Voluntary Accident

Click "**Review.**"

Tip! This is a new **voluntary (optional)** benefit being offered by Mutual of Omaha. If you choose to enroll dependents in Voluntary Accident Insurance, you must enroll yourself in Voluntary Accident coverage *before* you can enroll any dependents.

**(VOLUNTARY) ACCIDENT INSURANCE** 1. Click the **checkbox** to add dependents to your voluntary accident plan. Leave the box unchecked if not adding any dependents. 2. Click "**Add Dependent**" if you need to add **new** dependents. *Note: Send any supporting documents to HR before adding NEW dependents.* 3. Click "**Select**" or "**Waive**" to select or waive a plan. 4. Click "**Done**" to save your selections.

5. Life (Basic Life Insurance)

Click "**Review.**"

Basic life and AD&D coverage is provided at no cost to you by TCU. The benefit is set to 1x your annual base pay. **We simply need your beneficiary(ies).**

1. Click "**Add/Update Beneficiary**" to add new or edit existing beneficiary(ies). **Note:** Follow steps 12-21 to add a new beneficiary. 2. Enter the **percentage** for your **primary** and **secondary** beneficiary(ies) if any. 3. Click "**Done**" to save your selections.

6. Supplemental Life Insurance

Click "**Review**."

You can purchase supplemental life insurance for yourself to supplement the basic life insurance TCU offers to employees.

1. Click "**Select**" for the desired amount of coverage, or click "**Waive**" at the bottom of the screen to waive the benefit. ***Note***: You may be required to complete an EOI ([evidence of insurability](https://urldefense.com/v3/__https:/www3.mutualofomaha.com/eoi/*/home?groupnumber=CSQL&groupname=Texas*20Christian*20University&subgroup=__;IyUl!!K6Z8K8YTIA!GqcUSDDJIW6nuZYmq9Vi2kRzZJ24Gr85TIbHUVHjpctdIIk1RTYvDJP6zeti7UNldfyiBZIXkkVVOS0u22LuBGIrMDkLn3YI$)) if you choose a coverage amount greater than $330,000--the guaranteed issue amount for employees.

2. Scroll to the bottom of the page, and add/update your **primary** and **secondary** beneficiary(ies). 3. Click "**Done**" to save your selections.

7. Spousal Life Insurance

Click "**Review**."

You can also purchase life insurance for a spouse. You must enroll yourself in Supplemental Life Insurance before you can enroll a spouse in Spousal Life.

Click "**Select**" for the desired amount of coverage, or click "**Waive**" at the bottom of the screen to waive the benefit. ***Note:*** For spouses, you can request up to the amount you chose for your own supplemental life insurance. ***Note***: Your spouse may be required to complete an EOI (evidence of insurability) if you choose a coverage amount greater than $50,000--the guaranteed issued amount for a spouse.

Click "**Done**" to save your selections.

8. Employee Criticall Illness

Click "**Review**."

Tip! This is a new **voluntary (optional)** benefit being offered by Mutual of Omaha.

Click "**Select**" to choose a coverage amount, or click "**Waive**" to waive the benefit. Click "**Done**" to save your selections.

9. Spousal Critical Illness

Click "**Review**."

Click "**Select**" to choose a coverage amount, or click "**Waive**" to waive the benefit. Click "**Done**" to save your selections.

10. Dependent Life Insurance

Click "**Review**."

1. Click "**Select**" to choose a coverage amount, or click "**Waive**" to waive the benefit. 2. Check the box for each dependent child you want to enroll. **Note:** The coverage ends at age 26. 3. Click "**Done**" to save your selections.

11. Short-Term Disability

Click "**Review**."

1. Click "**Select**" to choose a coverage amount, or click "**Waive**" to waive the benefit. 2. Click "**Done**" to save your selections.

12. Long-Term Disability

Long-term disability is a TCU-provided benefit at no cost to employees. You are automatically enrolled in LTD. Skip section.

13. Flex Spending Health

Click "**Review**."

Tip! The FSA for Health is available to any employee in the PPO 80 or High Performance medical plan. Put pre-tax money into an FSA account for medical, dental, and vision expenses for 2026. Caution: Please pledge a thoughtful amount, as any remaining funds will expire at the end of the year.

1. Click "**Select"** to enroll in a Flexible Spending Account (FSA), or click "**Waive**" to waive the account. 2. Click "**Done**" to save your selections. ***Note***: This is available if you enrolled in the PPO80 or High Performance medical plan. You cannot elect this if you enrolled in the High Deductible medical plan.

14. Flex Spending Dependent Care

Click "**Review**."

Tip! The FSA Dependent Care is available to any employee enrolled in a medical plan. Qualified dependents under the age of 13 or elders who are your legal dependents are eligible.

Click "**Yes**" or "**No**" in the pop-up window. Click "**OK**." If you answered *no*, an error message might pop up. Disregard and skip to the next section.

Click "**Select"** to enroll in an FSA for dependents or elders, or click "**Waive**" to waive the benefit.

1. Enter your **pledge amount** if electing FSA Dependent Care. 2. Click "**Done**" to save your selections.

15. Health Savings Account

Click "**Review**."

Tip! The HSA is available **only** to employees who enroll in the High Deductible health plan. Put pre-tax dollars into this account to use on medical, dental, and vision expenses for 2026. Any remaining funds at the end of the year roll over to the new year.

Answer the question in the pop-up box regarding eligibility for the HSA. ***Note***: Employees are eligible for the HSA if they elected the High Deductible medical plan. Employees are not eligible if they are enrolled in Medicare or Tricare.

Click "**OK.**"

Click "**Select"** to contribute your own funds to the HSA, or click "**Waive**" to waive the benefit. **NOTE**: Even if you *waive* the HSA **employee** contributions, TCU still opens an account and contributes the individual ($1,000) or family ($1,500) amounts.

1. Enter a **total dollar amount** that you would like to contribute over the entire year. Use the "**Health Savings Account Worksheet**" to calculate your payroll deduction for the HSA. 2. Click "**Done**" to save your selections.

Your HSA annual contribution is divided by the number of paychecks you receive over the year (e.g., 12 for monthly employees and 26 for biweekly employees). The table will display the amount to be deducted from every payroll.

16. Retirement

Click "**Review.**"

TCU contributes 8% of your salary to a retirement account of your choice--without requiring an employee contribution. You can choose between TIAA or PFCC as your retirement vendor.

Click "**Select**" to choose the retirement vendor of your choice. 1. **PFCC 8.0** **(403b)** - TCU contributes 8% toward your retirement. 2. **PFCC 8.0 with EE 6% (Pension Plan)** - TCU contributes 8%, and the employee is required to contribute 6%. ***Note:*** The PFCC pension plan is the only plan that requires a total contribution of 14%. 3. **TIAA 8.0 (403b)** - TCU contributes 8% toward your retirement. ***Note:*** You cannot waive this benefit. Click "**Done**" to save your selections.

Finalize Benefits Enrollment

Click "**Submit**" after reviewing all your selections. \ Double-check you have enrolled or waived the desired benefits, including enrolling any dependents.

A pop-up message will appear indicating you've submitted your benefit selections to the Benefits Team. Click "**View**" to view and print your benefits statement.

Click "**Preview Statement**" and **print** or **save a PDF** copy of your statement.

Create SRA

Tip! You can contribute more funds toward your retirement by creating a supplemental retirement agreement (SRA).

Click "**Create SRA**."

**Toggle the button** to create a new SRA. ***Note****:* If you want to skip this section, click the "**Mark Complete**" button.

**Toggle the button** for **TIAA** or **PFCC** depending on your preferred vendor. ***Note:*** You can choose to contribute money with any vendor regardless of where TCU is depositing the employer contribution.

**Toggle the button** for the **type of account** in which you want to deposit your employee retirement contributions.

Click the **drop-down** **arrow** to select "**Amount**."

Enter the **dollar amount** you want to contribute toward your retirement.

Scroll up and click "**Submit**."

Click "**Mark Complete.**"

Click "**Yes.**"

Review Benefit Documents

Click the "**TCU Benefits Documents**" section.

Click "**Download**" to read the documents. Click "**Mark Complete**" when done.

Add Attachments

Click the "**Attachments**" section.

Click "**Add Attachment**" to add supporting documents ONLY if you are adding a spouse, domestic partner, or child(ren).

Click "**My Device.**"

Search for and select the desired document in your files.

Click "**Upload.**"

Click "**Done.**"

Click the "**Description**" field to add a description of the file.

Click "**Save**" to save your supporting documents. HR will review the documents to ensure accurateness and completeness.

Click "**Mark Complete**" when done.

Complete Remaining Sections

Complete the remaining sections of the onboarding tile.

2026 New Hire Benefits Enrollment - Employees

Benefits Team
84 steps
16 minutes