Setting up a direct debit in Xero is a great way to streamline your business's payment process. It allows you to easily collect payments from customers on a regular basis, without having to manually process each payment. This can save you time and money, as well as reduce the risk of missed payments. Additionally, setting up a direct debit in Xero can help you keep better track of your finances, as all payments will be automatically recorded in your Xero account.