Septic Contractors: How to Apply for Program Authorization (full)
Full version. Last updated May 28, 2025.
Kelsey Smith
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20 steps
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2 minutes
Michigansaves
Webascender
1
Navigate to [https://michigansaves.org/](https://michigansaves.org/)
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Click "Contractor/NGEN Login" in the upper-right corner.
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Click "New Contractor? Sign up here."
Tip! Add this page to your favorites for easy access later.
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Enter required company details.
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Complete mailing address and enter service area.
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Answer the contractor profile questions asked on screen.
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Click "Continue"
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Enter the required primary user details.
Tip! This user will be able to invite new users to join from your organization.
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Click "Create My Account and Contractor Profile"
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Click your name in the upper right corner and then select "Programs" from the drop down menu.
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Find "Septic Loan Replacement" and click "Apply to Program"
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Read the program agreement, sign your name with your mouse or finger on a touch pad, then type your name.
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Answer whether your business has ever been decertified by any Michigan health department.
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Select any/all local health departments that you work with.
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Choose what services you will provide as part of this program. Select one or both options.
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Navigate to each insurance policy section: - General Liability - Workers Compensation
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Enter the expiration date for each insurance policy.
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Upload proof of insurance for each policy.
Tip! Upload the same ACORD form to each policy section if your document contains both your general liability and your workers compensation insurance.
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Complete all three required trainings.
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Add card details for program application fee and submit application.
