During the application process, travelers may be eligible for various discounts on their policy. Discounts that need to be applied manually include:
Annual Extension Discount
Sales or Promotional Discounts
Traveling Companion Discount
Follow these steps to apply a discount:
Select the Discount:
Identify the applicable discount (e.g., Annual Extension, Promotional, or Traveling Companion).
Select the discount you wish to apply.
Enter Additional Contract Information (if applicable):
If the discount requires a contract number or additional information, enter the necessary details related to the discount.
Recalculate the Policy:
Once the discount is selected and the required information is entered, click the Recalculate button to apply the discount to the policy.
Note: Discounts will only appear and be applicable if the traveler meets the eligibility criteria for that specific discount.
The travelling companion of a Saskatchewan Blue Cross insured will be able to benefit from a $25 discount on their insurance premium. The travelling companion can be a spouse, relative or friend.
To access the discount:
For the travelling companion to have access to the discount, both travelers must:
Travel on the same dates and to the same destination
Both be required to complete the Health Declaration C medical information section of the application.
To manually apply this discount, select the "Travelling Companion" option from the Discount section, and include the other traveler’s policy number in the Contract field. This discount can only be applied to the second policy purchased.
Note: This discount may be automatically applied by the system when eligible travelers purchase their coverage in a single transaction.
An insured grandparent can take advantage of a $15 discount on the insurance premium when travelling with their grandchildren.
For the travelling companion to have access to the discount, travelers must:
The grandparent must be insured with a Blue Cross Travel policy for their trip (VIP Travel & Group Travel Plans are not eligible).
The grandparent’s policy must be sold prior to processing the grandchildren’s policy.
Grandchildren must be under the age of 16.
The grandchildren’s travel dates must be the same as or included within the grandparent’s travel dates.
To manually apply this discount on a grandchild’s policy, select the "Grandchildren Discount" option from the Discount section, and include the grandparent’s policy number in the Contract field. This discount can only be applied to the grandchild’s application when the policyholder is under 16.
When a single-parent or two-parent family purchases Emergency Medical Care for a contract of 31 days or less, only the two oldest people pay a premium. The other eligible insureds registered on the contract have access to the benefit free of charge.
In the Annual product, the family premium applies to trip durations of 4, 8, 17 and 31 days.
Note: This discount is automatically applied by the system for applicable policies.
When an infant or child is travelling on a policy with a parent, any children between the ages of 30 days to 2 years old are not charged for coverage.
Note: This discount is automatically applied by the system for applicable policies.
If a traveler requires an extension for a trip they are partially covered under an Annual plan, an Annual Extension can be applied by purchasing an Individual Policy and applying an Annual Extension discount.
For the traveler to have access to the discount, the following information must match on the Annual policy & the new Individual policy:
Name
Date of birth
Be listed on the Annual policy (if the Annual policy includes additional family members who are not travelling on the extended trip, they can be omitted from the Individual policy)
To manually apply this discount, select the "Annual Extension" option from the Discount section, and include the Annual policy number in the Contract field. This discount can only be applied to the Individual policy when the Annual policy is active.
Note: This discount may be automatically applied by the system when completing an eligible Annual + Extension policy purchase.
If a seasonal premium discount is offered to members for specific policies or lengths of travel, refer to the promotional details for more information. The promotional details will include information regarding what types of policies will be eligible, the applicable purchase requirements, the amount of discount applied, and the information required to apply the discount to a policy.